Blog

Don’t Let Those Dental Insurance Benefits Expire!

2023 IS COMING TO a close, and that means another year of insurance benefits is about to expire. If you haven’t taken advantage of your dental insurance yet, that’s okay, but the year is almost over, so the time to use them is now. To help you prepare, we want to give you an idea of how to use your dental insurance at Apopka Smiles.

Insurance Benefits Typically Don’t Roll Over to Next Year

Each year, your dental insurance provider probably gives you a maximum amount of available benefits. Since those benefits don’t typically roll over into the following year, you’ll want to contact us now to get your appointment scheduled!

What Are Dental Benefits?

Dental benefits are the cost-free treatments you get from subscribing to a dental plan. Generally, most health insurance companies are straightforward and specify the type of services they cover.

What Does Dental Insurance Cover?

Oral insurance plans typically cover the cost of preventive care, fillings, root canals, oral surgery, and crowns. However, some dental procedures may include restorative and orthodontic treatments such as braces, dentures, Invisalign, and bridges.

Understand Your Maximum Benefit

When you pay for your dental insurance each month, you’re paying for coverage up to a certain point. That coverage amount is your annual maximum. When the year ends, everything starts over, and you start building back up to that max from zero again.

It means that the money you were supposed to use for essential dental treatments goes down the drain, which is a massive gain to the insurance company and a sad loss to you. That’s why you should never skip out on your dental checkups. Regular oral checkups help you maintain oral health and give you the most bang for your buck.

Understand Your Insurance Deductible

Your deductible also resets at the beginning of the new year. It is the amount that you must pay out of pocket before insurance kicks in. Most health plans use the 100-80-50 structure to specify their contribution to certain dental services. The amount will vary from plan to plan.

All this means that the cost of preventive care could be 100% covered, basic treatments 80% covered, and major dental procedures covered at 50%. Additionally, some insurance companies may not cover cosmetic treatments such as teeth whitening or crowns.

100% Dental Coverage on Preventive Dental Procedures

  • Regular professional teeth cleaning: helps prevent cavities and gets rid of plaque and tartar you can’t remove with just flossing and brushing.
  • A dental examination: this is more than just checking for cavities. Your dentist inspects your soft tissues and looks for suspicious areas related to oral cancer. They examine your thyroid, lymph nodes, and jaw joints.
  • Dental X-rays: these show problems that aren’t visible to the naked eye. Small cavities between your teeth can be hard to detect, and abscessed teeth are sometimes only seen through X-rays.

Your Insurance Won’t Wait and Neither Will Cavities

We Can’t Wait to See You!

The greatest benefits are to your dental health!

August 15, 2024
How a Full Mouth Reconstruction Can Beautify Your Smile?
July 17, 2024
Experience Exceptional Dental Care with Our Dentists in Apopka, FL!
June 24, 2024
Finding the best dentist Apopka: A Guide to Your Dental Care Journey
A woman with short hair is holding her hand to her chin and looking up.
March 27, 2024
Visit your dentist in Apopka Florida. Expert dental care at Apopka Smiles. Our team ensures healthy smiles through comprehensive services. Schedule today!
A young girl with long black hair is smiling for the camera
January 12, 2024
Wondering if Invisalign is the right fit for you? Let’s explore some key questions to help you decide. For many patients, the era of clunky metal…
A man with a beard is smiling for the camera.
December 13, 2023
How Can I Find a Dentist Near Me? Visit Apopka Smiles, in Apopka. Expert Services for a Healthy, Confident Smile.
A man is sitting in a dental chair while a dentist examines his teeth.
October 13, 2023
X-rays are one of the most essential tools of any family dentist office. Dental professionals can perform several different types of x-rays.
A woman wearing glasses is holding her hand to her face.
September 5, 2023
A little bit of prep work makes a huge difference when an emergency happens, including an oral injury that requires an emergency dentist. What…
A woman is getting her teeth examined by a dentist
July 31, 2023
Regular check-ups by a 'dentist near me' are the cornerstone of a healthy and radiant smile. They serve as a proactive approach to prevent oral issues from escalating into more significant problems. Call Apopka Smiles to schedule your check-up.
A woman in a plaid shirt is looking through binoculars
July 3, 2023
If you want to know how to find a great dentist in Apopka, Florida, then you've come to the right spot. Read our guide to find the best fit for you and your family. Visit Apopka Smiles today.
Share by: